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Valuable Items Insurance

Jewelry, family heirlooms, and other valuables are more than objects - they represent your life and its most precious moments. Adding valuable items insurance to your existing policy goes beyond what most day-to-day coverage provides, keeping your treasures secure.

While reacquiring your cherished belongings may seem impossible, augmenting your standard homeowners insurance policies helps you guard your valuables. By bolstering your prevailing homeowners or renters policy, you can seek aid for prized items such as jewelry, cameras, artistic pieces, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more.

Valuables Insurance FAQ:

What does valuable items insurance cover?

Valuables insurance can cover jewelry, arts, wine and spirits, collectibles, and more.


How do I know how much valuable items insurance coverage I need?

It is advisable to frequently assess the worth of your valuable items so that your insurance plan adequately corresponds to repair or replacement costs if these items are damaged or stolen. The cost of insurance varies depending on the value of the item or items being insured.


Is valuables insurance included with my homeowners insurance?

While each policy varies, it's generally the case that basic homeowners policies have limited valuables insurance coverage and can leave you with no compensation in the event of a devastating loss. For individuals seeking exhaustive protection for their possessions, get in touch with a reputable insurance advisor to discuss the details of your existing policy and examine the possibilities for additional valuables insurance.

Securing coverage for your most precious possessions isn't an expense; it's an investment in safeguarding your prized assets. Lowry's team will work with you to explore the options and find a supplemental policy that fits within your customized insurance solution. We focus on creating the ultimate blend that fits your life, your needs, and your budget.