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Homeowners insurance is a requirement for lenders, often requiring coverage at or above the price of the home itself. Policies generally cover both interior and exterior damage to the home itself, the loss of possessions, and personal liability that the policyholder may have after harm to others in the home.

Home Insurance FAQ:

What is the difference between homeowners insurance, home insurance, and property insurance?

There is no difference between these three! They're simply different names for the same type of policy.

What does homeowners insurance cover?

Generally speaking, homeowners insurance covers property damage, personal property loss, personal liability, and added living costs. These four sections come together to provide complete protection against threats in the unfortunate situation of damage or loss.

Does homeowners insurance cover my most valuable assets?

While the specifics of homeowners insurance policies vary depending on the provider and the plan, it's best to consider umbrella insurance after you've reached the maximum level of liability protection on your existing plan. Learn more about umbrella insurance.

Lowry's team of experienced insurance professionals is dedicated to finding the perfect insurance solution for you, creating a customized insurance package designed to fit every area of your life. Connect with our team today to start crafting a policy designed around protecting one of your life's largest investments.