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Personal Auto Insurance

Our team at Lowry takes a personalized approach to insurance, listening to your needs and finding an auto insurance solution that is right for you. Our insurance specialists work with you one-on-one to find a policy that keeps you protected at a cost that fits your budget.

Baseline auto insurance is a requirement in most states, implemented to keep you and others on the road safe and protected in the case of an accident. Policies vary based on a variety of factors, including the make and model of your car, your location, and the number of drivers on your personal policy. However, the assurance that complete car insurance provides brings peace of mind no matter what road life takes you down.

Car Insurance FAQ:

Do I need car insurance?

More than likely, yes. While some states may not require auto insurance, every state does require financial responsibility for drivers in the event of a wreck. Without proper coverage, the responsible party could be left with significant bills.


What is included in a car insurance policy?

While each auto insurance policy varies, most states require drivers to carry bodily injury liability and property damage liability, covering both cars and drivers involved in accidents. Some states may also require you to carry medical payments or personal injury protection (PIP) to reimburse medical expenses for injuries to drivers and passengers, even covering lost wages and related expenses.


What does my car insurance cover?

Each policy varies, though most basic policies cover damage caused by your car rather than damage to your car. For additional coverage on your own vehicle, it's best to add collision coverage, comprehensive coverage, and glass coverage to defend against any circumstance that may bring a surprise cost if your car is damaged.