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Business property insurance provides protection against everything from property damage and damaged inventory to loss of income if disaster strikes. While each policy is different, Lowry can pair your team with a policy that covers your building, personal property, outdoor signage, onsite equipment, and inventory in the event of damage or loss.

What is business property insurance?

Business property insurance, also known as commercial property insurance, helps protect your company's physical place of business and, depending on the policy, equipment and materials.


What is the difference between business property insurance and commercial property insurance?

These two terms are used interchangeably; business and commercial property insurance are the same type of insurance coverage.


Does commercial property insurance cover rented property?

Business property insurance is available for both properties that you own and those that you rent, providing complete coverage in any situation.


What does business property insurance cover?

Business property insurance can cover a variety of personal property located at your business, including but not limited to tools, equipment, inventory, furniture, computers and electronics, documents, and outdoor decor.

Commercial property insurance can also include Builder's Risk Insurance and Equipment Breakdown coverage. Builder's Risk insurance protects materials or equipment from damage or loss sustained during construction or remodeling. Equipment Breakdown, or Boiler and Machinery insurance, keeps electronic or pressurized equipment on your premises insured in the event of a breakdown or loss.

Lowry Insurance works with each client to find the right insurance solution, no matter the size of their business.